Real cost calculators (global, EN)

See the real cost of money before you make a decision.

Featured calculators

Pick one that matches what you’re trying to decide today.

Real APR Loan

Fees included. What you’re really paying.

Credit Card Payoff

Minimum payment trap → time + interest.

Compound Interest (Real World)

Inflation + fees + contributions.

Inflation Loss

How cash loses purchasing power.

Investment Fees Impact

0.25% vs 1.50% over decades.

Mortgage Affordability (Reality Check) — payment + taxes + insurance + “can I really afford it?”
Rent vs Buy — breakeven analysis with realistic assumptions
Debt Snowball vs Avalanche — payoff speed vs interest saved
Salary “After Tax” Estimator (basic) — quick take-home reality check
Crypto Tax Estimator (basic) — simple gain/loss + taxable events