RealCostly
Financial Decision Calculators (MVP)

Inflation Loss Calculator

Inflation doesn’t feel dramatic — but over time it silently destroys purchasing power. This calculator shows how much value you lose by doing nothing.

Inputs

Money you keep in cash.
Time horizon.
Long-term average.

Year by year

Year Nominal amount Real value (today) Loss vs today

Results

Reality check

Keeping cash “safe” for years means:

Final real value
Total purchasing power lost
Loss percentage
Sponsored

Why this matters

Even “safe” cash loses value every year. Inflation is the reason doing nothing is still a financial decision.

Related calculators