Investment Fees Impact Calculator
Fees look small… until they compound for decades. Compare two fee levels and see the money you lose over time.
Inputs
Year-by-year (first 30 years)
| Year | A (low fee) | B (high fee) | Gap (A − B) |
|---|
Model: fees are treated as a drag on annual return (approx). Real-world fee mechanics vary by product.
Results
Reality check
This is not market risk. This is the cost of choosing a more expensive product:
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Final value (A: low fee)
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Final value (B: high fee)
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Money lost to higher fees
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Total contributed
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Sponsored
Related calculators
- Compound Interest (Real World) — see how fees and inflation affect long-term growth.
- Inflation Loss — understand how purchasing power erodes over time.
FAQ
Is a 1% fee really a big deal?
Over decades, yes. A 1%–2% annual fee compounds against your returns and can reduce your final balance dramatically.
How does this calculator model fees?
It treats fees as a drag on annual return (approx). Real products may charge fees differently, but the long-term effect is similar.